aprilstarchild (![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png)
aprilstarchild) wrote2005-06-28 10:23 pm
aprilstarchild) wrote2005-06-28 10:23 pm
(no subject)
Nowhere done with my friends list, and I should be in bed already, but I need a shower. Oy! Tyson and Cherie picked me up and then had to run errands, so I didn't get actually home until eight pm. Yesterday the internet was down. Yay comcast.
But first: Answer me this, are debt collectors allowed to call me at work? Cherie says no. When I told her the debt collector trying to get my PCC debt called me at work, she got really angry and told me that if she calls me again, I should ask for her supervisor's name and phone number and email, and insist on only being contacted via email/physical letters, or that I'll have them talking to a lawyer.
This woman from the collections agency is a total bitch. Keep in mind, I've talked to debt collectors before. Most of them are just doing their job, y'know? I've had a few crankies, but none of them have been outright assholes. This one? Outright asshole. She refuses to let me pay a little bit of the debt, oh no, she wants me asking every relative and friend to loan me cash from their credit cards if they have to, so that I can pay all $1400 of it at once.
Well, christ lady. You can have it a bit at a time, or you can NOT GET IT. That's really your decision, now, isn't it??
First of all, I didn't get any collection notices on my PCC debt. I haven't received a letter from them in something like a year. So don't tell me you've sent a few notices, because you haven't. Secondly, I'm never again telling a debt collector where I work, because apparently they look up the number and call me there! Third: If any of you fuckers interrupt me when I'm talking ever again, for any reason, I'm hanging up. Kinda like I did today, while saying, "DON'T CALL ME AT WORK."
All of the ones I've talked to in the past have made a big deal about being willing to work with me--aka, I pay what I can when I can, but as long as I keep paying something they leave me alone. But no, she wants it all right now. Well, it ain't happening. Even if I could make it happen? I wouldn't. Because she's just such a bitch about it.
The other advice I got from Cherie was to pay directly to PCC, and if they tell me it's in collections, calmly inform them that collections won't let me pay a bit at a time. In other words, they're literally refusing payment, which is also illegal apparently.
Fuckers.
But first: Answer me this, are debt collectors allowed to call me at work? Cherie says no. When I told her the debt collector trying to get my PCC debt called me at work, she got really angry and told me that if she calls me again, I should ask for her supervisor's name and phone number and email, and insist on only being contacted via email/physical letters, or that I'll have them talking to a lawyer.
This woman from the collections agency is a total bitch. Keep in mind, I've talked to debt collectors before. Most of them are just doing their job, y'know? I've had a few crankies, but none of them have been outright assholes. This one? Outright asshole. She refuses to let me pay a little bit of the debt, oh no, she wants me asking every relative and friend to loan me cash from their credit cards if they have to, so that I can pay all $1400 of it at once.
Well, christ lady. You can have it a bit at a time, or you can NOT GET IT. That's really your decision, now, isn't it??
First of all, I didn't get any collection notices on my PCC debt. I haven't received a letter from them in something like a year. So don't tell me you've sent a few notices, because you haven't. Secondly, I'm never again telling a debt collector where I work, because apparently they look up the number and call me there! Third: If any of you fuckers interrupt me when I'm talking ever again, for any reason, I'm hanging up. Kinda like I did today, while saying, "DON'T CALL ME AT WORK."
All of the ones I've talked to in the past have made a big deal about being willing to work with me--aka, I pay what I can when I can, but as long as I keep paying something they leave me alone. But no, she wants it all right now. Well, it ain't happening. Even if I could make it happen? I wouldn't. Because she's just such a bitch about it.
The other advice I got from Cherie was to pay directly to PCC, and if they tell me it's in collections, calmly inform them that collections won't let me pay a bit at a time. In other words, they're literally refusing payment, which is also illegal apparently.
Fuckers.
no subject
Been there.
On the other hand, you should call PCC (or whoever the actual debt is) and some kind of account number or address and send them a token payment directly, and try to stay on top of it. A co-worker of mine had her paycheck garnished without warning on her rent day ... and it was an error, because she had done Americore, who was supposed to pay off the debt, but they screwed up.
no subject
Sorry about the debt collecters bothering you, that must be a totally drag especially calling you at work how rude can they get. I hope they will leave you alone. tell them you'll get medieval on their asses! lol I hope you feel better my friend.
Hayley ^_^